Make payroll part of your strategy
Working capital, sized on your team.
Payroll is one of your biggest costs. Put it to work and keep more cash in your business.
See your working capital ↗✓Your people receive the same total on their usual payday.
Cash retained in the business
Trusted by employers
What employers say


“The financing helped us a great deal. We secured capital when we needed it most. […] I appreciate the excellent communication. They always respond promptly to questions and are willing to help.”


“Working with WageNow has brought significant improvements to our cash-flow management. The financing gave us quick access to funds, allowing us to manage our payroll finances more flexibly and efficiently.”


“Whether it was the setup process or the active operation of the service, the cooperation was always professional. Our requests were addressed promptly every time.”
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Customer experiences with WageNow’s services in Europe. The services described may differ from our UK service. Translated and edited excerpts.
See what your payroll could unlock
By written agreement, part of each participating employee’s net pay is payable two payroll months later. Meanwhile, the cash stays in your business. WageNow makes its own matching payment to participating employees on their normal pay date, so they receive the same total. Who pays whom?
Drag the sliders to explore your working capital.
Estimated working capital
Working capital builds over the first two payroll months.
See indicative monthly total
about £1,600 to £2,250 a month.
Explore this for your business
More room for your next move.
Put the cash already flowing through payroll to work, with your people and your payroll team at the centre.
Sized on your team
The working capital grows with your participating payroll. More room for new hires, projects and the next opportunity.
Your people come first
Employees choose whether to take part. They receive the same total on their normal payday, pay nothing, and never pay WageNow from their own pocket.
Fits around your payroll
Keep your software and provider. Run payroll on full gross pay, with PAYE, National Insurance and pension contributions as usual.
The detail for finance, employees and payroll: read our FAQs.
For the plans
that won’t wait.
Growth often needs cash before it brings cash in. Put more of your own cash behind the next step.
Manufacturing
More shifts.More orders within reach.
An extra shift means recruiting people and buying materials before the additional orders turn into cash. Retaining more cash through payroll can help you put that capacity to work.
- Recruit the team
- Buy materials
- Increase capacity
Clinics & pharmacies
The next clinic.The next pharmacy.
Fit-out, equipment and recruitment draw on cash before a new site is established. Keep more of your own cash available for the opening, while the existing business keeps moving.
- Fit out the space
- Equip the site
- Build the team
Restaurant groups
One central kitchen.More places at the table.
A central kitchen can support your next locations, but equipment, fit-out and opening teams need cash first. Put more of your own cash behind the expansion.
- Build the kitchen
- Prepare new locations
- Get ready to open
Illustrative scenarios showing how additional working capital could support growth.
Talk through your plans ↗Getting started
Still have questions?
We’re here to help. Contact us.