Make payroll part of your strategy

Working capital, sized on your team.

Payroll is one of your biggest costs. Put it to work and keep more cash in your business.

See your working capital

Your people receive the same total on their usual payday.

WageNowExample company
Cash flow First three months
Estimated working capital£130,000
Participating team50 people

Cash retained in the business

StartMonth 1Month 2Month 3
More cash, working.Built around the team you already have.
Illustrative UK view of our employer platform. Example: 50 people, £50,000 average annual salary, everyone opts in. See the calculator for assumptions and charges.

Trusted by employers

What employers say

EDO-KIN restaurant

“The financing helped us a great deal. We secured capital when we needed it most. […] I appreciate the excellent communication. They always respond promptly to questions and are willing to help.”

Cindy O.EDO-KIN Restaurants

Customer experiences with WageNow’s services in Europe. The services described may differ from our UK service. Translated and edited excerpts.

See what your payroll could unlock

By written agreement, part of each participating employee’s net pay is payable two payroll months later. Meanwhile, the cash stays in your business. WageNow makes its own matching payment to participating employees on their normal pay date, so they receive the same total. Who pays whom?

Drag the sliders to explore your working capital.

50
£50,000
up to about£130,000

Estimated working capital

Working capital builds over the first two payroll months.

Monthly fee: 1–1.5% of the float. Platform fee: £6 per employee on your payroll per month.
See indicative monthly total

about £1,600 to £2,250 a month.

Indicative pricing. Prices exclude VAT where it applies. The estimate counts only net pay above minimum-wage level, deferred for two payroll months, if everyone opts in.

Explore this for your business

More room for your next move.

Put the cash already flowing through payroll to work, with your people and your payroll team at the centre.

Sized on your team

The working capital grows with your participating payroll. More room for new hires, projects and the next opportunity.

Your people come first

Employees choose whether to take part. They receive the same total on their normal payday, pay nothing, and never pay WageNow from their own pocket.

Fits around your payroll

Keep your software and provider. Run payroll on full gross pay, with PAYE, National Insurance and pension contributions as usual.

The detail for finance, employees and payroll: read our FAQs.

For the plans
that won’t wait.

Growth often needs cash before it brings cash in. Put more of your own cash behind the next step.

Manufacturing

More shifts.More orders within reach.

An extra shift means recruiting people and buying materials before the additional orders turn into cash. Retaining more cash through payroll can help you put that capacity to work.

  • Recruit the team
  • Buy materials
  • Increase capacity

Illustrative scenarios showing how additional working capital could support growth.

Talk through your plans

Getting started

1
A call to go through your figure, the payroll steps and what your people would see.
2
Our assessment of the company, and your advisers’ review of the WageNow agreements.
3
The announcement comes from you, and employees opt in individually and in writing.
4
The float builds over the first two months.

Still have questions?

We’re here to help. Contact us.